income tax

Published on 25 April 2025

E-Verify Your Income Tax Return with Bank Net Banking: A Step-by-Step Guide

E-Verify Your Income Tax Return Using Bank Net Banking Services

Understanding how to E-verify your Income Tax Return (ITR) is crucial for tax compliance and to ensure a seamless process. Here’s a comprehensive guide on how to e-verify your ITR using the Net Banking services of various banks, including Canara Bank, HDFC Bank, SBI Bank, Axis Bank, IndusInd Bank, IDFC First Bank, and AU Small Finance Bank.

Banks Covered

The following banks are included in this guide:

  1. Canara Bank
  2. HDFC Bank
  3. SBI Bank
  4. Axis Bank
  5. IndusInd Bank
  6. IDFC First Bank
  7. AU Small Finance Bank
  8. ICICI Bank
  9. Bank of Baroda
  10. Kotak Mahindra Bank
  11. Punjab National Bank
  12. Bandhan Bank
  13. Federal Bank
  14. Union Bank
  15. Yes Bank
  16. Bank of India
  17. Citibank
  18. HSBC Bank

If your bank is not listed, please comment with the bank name for inclusion.

1. Canara Bank Net Banking

Steps to E-Verify ITR:

  1. Log in to your Canara Bank Net Banking account with your User ID and password.
  2. Navigate to the ‘Requests’ section and click on ‘Income Tax e-Filing’.
  3. Choose ‘Income Tax e-Filing Verification’.
  4. Enter the PAN number for verification.
  5. Click ‘Submit’ to generate an Electronic Verification Code (EVC).
  6. Log in to the income tax e-filing portal using your PAN and password.
  7. Click on the ‘e-File’ tab and select ‘Income Tax Return’.
  8. Choose the relevant assessment year.
  9. Select ‘Option 2 – I already have an EVC to verify my return’ and input the EVC.
  10. Click ‘Submit’ to complete the process.

You will receive a confirmation message via your registered mobile number and email ID once the verification is successful.

2. HDFC Bank Net Banking

Steps to E-Verify ITR:

  1. Log in to your HDFC Bank Net Banking using your User ID and password.
  2. Click on the ‘Request’ tab.
  3. Under ‘Income Tax e-Filing’, select ‘Income Tax e-Filing Verification’.
  4. Enter your PAN and submit.
  5. An OTP will be sent to your registered mobile number; enter it and click ‘Submit’.
  6. HDFC Bank generates an EVC for you.
  7. Log in to the income tax e-filing portal with your PAN and password.
  8. Click ‘e-File’ and select ‘Income Tax Return’.
  9. Choose the relevant assessment year.
  10. Select ‘Option 2’ and enter the EVC you received.
  11. Click ‘Submit’ to finalize the process.

Confirmation will be sent to your registered mobile number and email ID.

3. State Bank of India (SBI) Net Banking

Steps to E-Verify ITR:

  1. Log in to your SBI Bank Net Banking account using your credentials.
  2. Click on the ‘e-Tax’ tab and select ‘e-Filing of Income Tax Return’.
  3. Proceed with the process as directed.
  4. Log in to the e-filing portal with your PAN and password.
  5. Click on ‘e-File’ and choose ‘Income Tax Return’.
  6. Select the relevant assessment year and proceed based on your preference for verification (Digital Signature Certificate or EVC).
  7. Generate the EVC through SBI's Net Banking.
  8. Validate and submit your EVC on the portal.

You will receive confirmation via your registered mobile number and email ID.

4. Axis Bank Net Banking

Steps to E-Verify ITR:

  1. Log in to your Axis Bank Net Banking account.
  2. Navigate to the ‘Services’ tab and select ‘Tax’ followed by ‘e-Filing of Income Tax Return’.
  3. Log in to the e-filing portal using your PAN and password.
  4. Proceed to the ‘e-File’ section and choose the appropriate assessment year.
  5. Select your verification option and generate an EVC.
  6. Log in back to the Net Banking portal to validate and complete the verification process.

Confirmation will be sent once completed.

5. IndusInd Bank Net Banking

Steps to E-Verify ITR:

  1. Log in to IndusInd Bank Net Banking.
  2. Click on the ‘Tax and Investments’ tab, then ‘Income Tax e-Filing’.
  3. You’ll be redirected to the e-filing portal; log in with your PAN and password.
  4. Navigate to ‘e-File’, select the assessment year, and verify using your preferred method.
  5. Generate and enter the EVC to complete the process.

Confirmation will reach you via SMS and email.

6. IDFC First Bank Net Banking

Steps to E-Verify ITR:

  1. Log in to IDFC First Bank Net Banking.
  2. Go to ‘Investments & Insurance’, then ‘Income Tax e-Filing’.
  3. Complete the redirection to the e-filing portal and log in.
  4. Navigate through ‘e-File’, select the year, and choose your verification method.
  5. Generate the EVC and use it for verification.

You will get a confirmation message once the process is finalized.

7. AU Small Finance Bank Net Banking

Follow similar steps as outlined in the previous sections to verify using AU Small Finance Bank’s Net Banking services.

Additional Banks (ICICI, Bank of Baroda, etc.)

Each bank will have a slightly different interface and navigation but essentially follow the same structure involving login, selecting e-filing options, generating EVC, and submitting it on the e-filing portal.

Follow-up: Ensure you keep track of notifications and confirm your verification is successful to maintain tax compliance.

Conclusion

E-verifying your Income Tax Return via your bank’s Net Banking services is not only efficient but also ensures compliance with tax laws. If your bank does not appear in this guide or if you have further queries, feel free to leave a comment.